Identificação de linhas de crédito disponíveis para o empreendedor individual nas instituições financeiras do estado de Santa Catarina

Abstract

With the expansion of the number of entrepreneurs and the figure of formalized individual entrepreneur increasingly expressive, appears each day greater demand credit for this segment. This paper presents the study of lines of credit options available to individual entrepreneur’s catarinenses, its advantages and its lines more attractive. Through research conducted with the financial institutions, we can see that there are several options on the market of lines for the Individual Entrepreneur and why it is considered important research that brings basic information to enable the analysis of the best alternative for each entrepreneur, according with your need. It was noted the difficulty in obtaining information regarding credit lines, in institutions, which can lead, in some cases, also difficulty in accessing them. As results, we conclude that there are no extra lines of credit in certain financial institutions although Brazil has one of the highest interest rates in the world, and the responsibility entrepreneurs identify lines of credit that are more suited to your business.